/* ===== RESET & BASE ===== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --blue:#1678FB;--teal:#289993;--orange:#f45a2a;--red:#cb3030;--green:#22c55e;--purple:#8b5cf6;
  --dark:#2f373d;--gray:#7e868c;--light:#f8fbfe;--white:#ffffff;
  --font-heading:"Inter",sans-serif;--font-body:"Roboto",sans-serif;
  --radius:12px;--shadow:0 4px 24px rgba(0,0,0,.08);
}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--dark);line-height:1.6;background:var(--white);overflow-x:hidden}
a{text-decoration:none;color:inherit}
ul{list-style:none}
img{max-width:100%;display:block}
.container{max-width:1200px;margin:0 auto;padding:0 20px}

/* ===== BUTTONS ===== */
.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-heading);font-weight:600;border:none;cursor:pointer;border-radius:8px;transition:all .3s ease;font-size:.95rem}
.btn--primary{background:var(--blue);color:#fff;padding:12px 28px}
.btn--primary:hover{background:#1262d4;transform:translateY(-2px);box-shadow:0 6px 20px rgba(22,120,251,.35)}
.btn--lg{padding:14px 36px;font-size:1.05rem}
.btn--full{width:100%;justify-content:center}

/* ===== HEADER ===== */
.header{position:fixed;top:0;left:0;width:100%;z-index:1000;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);border-bottom:1px solid rgba(0,0,0,.06);transition:box-shadow .3s}
.header--scrolled{box-shadow:0 2px 20px rgba(0,0,0,.08)}
.header__inner{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo__img{height:42px;width:auto}
.nav__list{display:flex;gap:8px;align-items:center}
.nav__link{font-family:var(--font-heading);font-weight:500;font-size:.9rem;padding:8px 16px;border-radius:8px;transition:all .25s;color:var(--dark)}
.nav__link:hover,.nav__link--active{color:var(--blue);background:rgba(22,120,251,.06)}
.nav__link--dropdown{display:flex;align-items:center;gap:5px}
.dropdown-arrow{transition:transform .25s}
.nav__item--dropdown{position:relative}
.dropdown{position:absolute;top:100%;left:0;min-width:220px;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:8px 0;opacity:0;visibility:hidden;transform:translateY(8px);transition:all .25s}
.nav__item--dropdown:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.nav__item--dropdown:hover .dropdown-arrow{transform:rotate(180deg)}
.dropdown__link{display:block;padding:10px 20px;font-size:.88rem;transition:all .2s}
.dropdown__link:hover{background:rgba(22,120,251,.06);color:var(--blue)}
.header__actions{display:flex;align-items:center;gap:16px}
.header__phone{display:flex;align-items:center;gap:6px;font-weight:500;font-size:.88rem;color:var(--dark);transition:color .2s}
.header__phone:hover{color:var(--blue)}
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}
.hamburger span{width:24px;height:2.5px;background:var(--dark);border-radius:2px;transition:all .3s}

/* ===== HERO ===== */
.hero{padding:120px 0 60px;background:linear-gradient(135deg,#f8fbfe 0%,#f0f7ff 50%,#f6fcff 100%);position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(22,120,251,.08),transparent 70%);top:-100px;right:-100px}
.hero__inner{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero__subtitle{font-size:1.15rem;color:var(--gray);line-height:1.7;margin-bottom:32px;max-width:520px}
.hero__badges{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:36px}
.hero__badge{display:flex;align-items:center;gap:10px;background:#fff;padding:10px 18px;border-radius:50px;font-size:.88rem;font-weight:500;box-shadow:0 2px 12px rgba(0,0,0,.06);transition:transform .2s}
.hero__badge:hover{transform:translateY(-2px)}
.hero__badge-icon{width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.hero__badge-icon--blue{background:var(--blue)}
.hero__badge-icon--teal{background:var(--teal)}
.hero__badge-icon--green{background:var(--green)}
.hero__badge-icon--orange{background:var(--orange)}
.hero__badge-icon--red{background:var(--red)}
.hero__visual{display:flex;justify-content:center}
.hero__card{position:relative;padding:40px;border-radius:20px;background:linear-gradient(145deg,rgba(255,255,255,.9),rgba(248,251,254,.9));backdrop-filter:blur(10px);border:1px solid rgba(22,120,251,.1);box-shadow:0 8px 40px rgba(22,120,251,.1)}
.hero__card-glow{position:absolute;top:-40px;right:-40px;width:200px;height:200px;background:radial-gradient(circle,rgba(22,120,251,.15),transparent 70%);border-radius:50%}
.hero__trust-badge{display:flex;align-items:center;gap:14px;font-weight:600;font-size:1.1rem;color:var(--dark);font-family:var(--font-heading)}
.hero__trust-badge span{max-width:240px;line-height:1.5}

/* ===== SERVICES ===== */
.services{padding:80px 0;background:var(--white)}
.services__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.service-card{background:#fff;border:1px solid rgba(0,0,0,.06);border-radius:var(--radius);padding:32px 28px;transition:all .35s;position:relative;overflow:hidden}
.service-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:3px;background:var(--blue);transform:scaleX(0);transition:transform .35s;transform-origin:left}
.service-card:hover{transform:translateY(-6px);box-shadow:0 12px 40px rgba(0,0,0,.1)}
.service-card:hover::before{transform:scaleX(1)}
.service-card__icon{width:56px;height:56px;border-radius:var(--radius);display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.service-card__icon--blue{background:rgba(22,120,251,.1);color:var(--blue)}
.service-card__icon--teal{background:rgba(40,153,147,.1);color:var(--teal)}
.service-card__icon--green{background:rgba(34,197,94,.1);color:var(--green)}
.service-card__icon--orange{background:rgba(244,90,42,.1);color:var(--orange)}
.service-card__icon--purple{background:rgba(139,92,246,.1);color:var(--purple)}
.service-card__icon--red{background:rgba(203,48,48,.1);color:var(--red)}
.service-card__title{font-family:var(--font-heading);font-size:1.15rem;font-weight:700;margin-bottom:10px}
.service-card__desc{color:var(--gray);font-size:.9rem;line-height:1.6;margin-bottom:16px}
.service-card__link{font-family:var(--font-heading);font-weight:600;font-size:.88rem;color:var(--blue);transition:gap .2s;display:inline-flex;align-items:center;gap:4px}
.service-card__link:hover{gap:8px}

/* ===== PARTNER / STATS ===== */
.partner{padding:80px 0;background:linear-gradient(135deg,var(--blue),#2f82de)}
.partner__inner{display:flex;align-items:center;justify-content:space-between;gap:40px}
.partner__title{font-family:var(--font-heading);font-size:2rem;font-weight:800;color:#fff;margin-bottom:12px}
.partner__desc{color:rgba(255,255,255,.85);font-size:1.05rem;max-width:500px;line-height:1.7}
.stat-card{text-align:center;background:rgba(255,255,255,.15);backdrop-filter:blur(10px);border-radius:var(--radius);padding:32px 48px;border:1px solid rgba(255,255,255,.2)}
.stat-card__number,.stat-card__plus{font-family:var(--font-heading);font-size:3rem;font-weight:800;color:#fff}
.stat-card__label{display:block;color:rgba(255,255,255,.85);font-size:.95rem;margin-top:4px}

/* ===== SECTION TITLE ===== */
.section-title{font-family:var(--font-heading);font-size:2rem;font-weight:800;text-align:center;margin-bottom:48px;color:var(--dark)}

/* ===== HOW IT WORKS ===== */
.how-it-works{padding:80px 0;background:var(--light)}
.steps{display:flex;align-items:flex-start;justify-content:center;gap:16px}
.step{background:#fff;border-radius:var(--radius);padding:32px 28px;text-align:center;flex:1;max-width:280px;box-shadow:var(--shadow);transition:transform .3s}
.step:hover{transform:translateY(-4px)}
.step__number{font-family:var(--font-heading);font-size:2.5rem;font-weight:800;color:var(--blue);opacity:.2;margin-bottom:8px}
.step__label{font-family:var(--font-heading);font-weight:600;font-size:.8rem;color:var(--blue);text-transform:uppercase;letter-spacing:1px}
.step__title{font-family:var(--font-heading);font-size:1.15rem;font-weight:700;margin:8px 0}
.step__desc{color:var(--gray);font-size:.88rem}
.step__connector{display:flex;align-items:center;padding-top:50px}

/* ===== BUSINESS STEPS ===== */
.business-steps{padding:80px 0;background:var(--white)}
.business-steps__grid{display:flex;justify-content:center;gap:48px;margin-bottom:40px}
.bstep{text-align:center;flex:0 0 200px}
.bstep__icon{margin-bottom:16px}
.bstep__title{font-family:var(--font-heading);font-weight:700;font-size:1.05rem}
.business-steps__cta{text-align:center}

/* ===== WHY US ===== */
.why-us{padding:80px 0;background:var(--light)}
.why-us__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.feature-card{background:#fff;border-radius:var(--radius);padding:32px 24px;text-align:center;box-shadow:var(--shadow);transition:all .35s}
.feature-card:hover{transform:translateY(-6px);box-shadow:0 12px 40px rgba(0,0,0,.12)}
.feature-card__icon{margin-bottom:20px}
.feature-card__title{font-family:var(--font-heading);font-weight:700;font-size:1.05rem;margin-bottom:10px}
.feature-card__desc{color:var(--gray);font-size:.88rem;line-height:1.6}

/* ===== FOOTER ===== */
.footer{background:#1a1f25;color:rgba(255,255,255,.75);padding:64px 0 0}
.footer__inner{display:grid;grid-template-columns:repeat(4,1fr);gap:40px}
.footer__heading{font-family:var(--font-heading);font-weight:700;color:#fff;margin-bottom:20px;font-size:1rem}
.footer__list{display:flex;flex-direction:column;gap:10px}
.footer__link{font-size:.88rem;transition:color .2s}
.footer__link:hover{color:var(--blue)}
.footer__bottom{margin-top:48px;padding:24px 0;border-top:1px solid rgba(255,255,255,.1)}
.footer__bottom-inner{display:flex;justify-content:space-between;align-items:center}
.footer__copy{font-size:.85rem}
.footer__company-name{font-family:var(--font-heading);font-weight:600;font-size:.9rem;color:rgba(255,255,255,.9);letter-spacing:.5px;margin-bottom:4px}
.footer__social{display:flex;gap:12px}
.footer__social-link{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.1);display:flex;align-items:center;justify-content:center;transition:all .25s;color:rgba(255,255,255,.7)}
.footer__social-link:hover{background:var(--blue);color:#fff;transform:translateY(-2px)}

/* ===== CONTACT PAGE ===== */
.contact-hero{padding:120px 0 48px;background:linear-gradient(135deg,#f8fbfe,#f0f7ff);text-align:center}
.contact-hero__title{font-family:var(--font-heading);font-size:2.5rem;font-weight:800;color:var(--dark);margin-bottom:12px}
.contact-hero__subtitle{color:var(--gray);max-width:600px;margin:0 auto;font-size:1.05rem}
.contact__inner{display:grid;grid-template-columns:1fr 1.2fr;gap:48px;padding:64px 0}
.contact__info{display:flex;flex-direction:column;gap:20px}
.contact__info-card{display:flex;gap:16px;align-items:flex-start;background:var(--light);padding:20px;border-radius:var(--radius);transition:transform .2s}
.contact__info-card:hover{transform:translateX(4px)}
.contact__info-icon{width:48px;height:48px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 2px 8px rgba(0,0,0,.06)}
.contact__info-title{font-family:var(--font-heading);font-weight:700;font-size:.95rem;margin-bottom:4px}
.contact__info-text{font-size:.9rem;color:var(--gray);line-height:1.5}
.contact__info-link{color:var(--blue);transition:opacity .2s}
.contact__info-link:hover{opacity:.8}
.contact__form-wrapper{background:#fff;border-radius:16px;padding:40px;box-shadow:0 8px 40px rgba(0,0,0,.08);border:1px solid rgba(0,0,0,.04)}
.contact__form-title{font-family:var(--font-heading);font-size:1.5rem;font-weight:700;margin-bottom:28px;color:var(--dark)}
.contact-form__row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.contact-form__group{margin-bottom:18px}
.contact-form__label{display:block;font-family:var(--font-heading);font-weight:500;font-size:.85rem;margin-bottom:6px;color:var(--dark)}
.contact-form__input{width:100%;padding:12px 16px;border:1.5px solid rgba(0,0,0,.12);border-radius:8px;font-size:.92rem;font-family:var(--font-body);transition:all .25s;background:var(--light)}
.contact-form__input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(22,120,251,.1);background:#fff}
.contact-form__select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%237e868c' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px}
.contact-form__textarea{resize:vertical;min-height:100px}
.contact-form__checkbox{display:flex;align-items:center;gap:10px;margin-bottom:24px}
.contact-form__check{width:18px;height:18px;accent-color:var(--blue)}
.contact-form__check-label{font-size:.88rem;color:var(--gray)}

/* ===== ANIMATIONS ===== */
@keyframes fadeInUp{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}
.animate-in{animation:fadeInUp .6s ease forwards;opacity:0}

/* ===== RESPONSIVE ===== */
@media(max-width:1024px){
  .hero__inner{grid-template-columns:1fr}
  .hero__visual{display:none}
  .services__grid{grid-template-columns:repeat(2,1fr)}
  .why-us__grid{grid-template-columns:repeat(2,1fr)}
  .footer__inner{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:768px){
  .nav,.header__actions{display:none}
  .hamburger{display:flex}
  .nav--open{display:flex;position:absolute;top:72px;left:0;width:100%;background:#fff;padding:20px;box-shadow:var(--shadow)}
  .nav--open .nav__list{flex-direction:column;width:100%}
  .nav--open .nav__link{padding:12px 16px;width:100%}
  .nav--open+.header__actions{display:flex;position:absolute;top:auto;right:20px}
  .hero{padding:100px 0 40px}
  .hero__badges{gap:8px}
  .services__grid{grid-template-columns:1fr}
  .steps{flex-direction:column;align-items:center}
  .step__connector{display:none}
  .partner__inner{flex-direction:column;text-align:center}
  .partner__desc{margin:0 auto}
  .business-steps__grid{flex-direction:column;align-items:center}
  .why-us__grid{grid-template-columns:1fr}
  .contact__inner{grid-template-columns:1fr}
  .contact-form__row{grid-template-columns:1fr}
  .footer__inner{grid-template-columns:1fr}
  .footer__bottom-inner{flex-direction:column;gap:16px;text-align:center}
}
